Home improvement loan lenders in Luzerne County, Pennsylvania
Fat Boy Data analyzed home improvement loan activity in Luzerne County, Pennsylvania, home to Wilkes-Barre, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,636 applications were decided by 106 lenders between 2023 and 2025.
Luzerne County at a glance
How Luzerne County compares
What the data shows
The Luzerne Bank made the most home improvement loans in Luzerne County, PA, 273 of them.
Journey Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.
The typical home improvement loan here is $55K, 15% smaller than the Pennsylvania typical of $65K.
Only 1 lender here typically writes at or below $35K: P & G Mehoopany Employees.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Luzerne County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | PNC Bank, National Association | 51% | 224 / 438 | 97% | $55K | 218 |
| 2 | The Luzerne Bank | 80% | 284 / 357 | 96% | $55K | 273 |
| 3 | Manufacturers and Traders Trust Company | 59% | 209 / 353 | 95% | $75K | 198 |
| 4 | Citizens Bank, National Association | 59% | 170 / 287 | 96% | $75K | 164 |
| 5 | Community Bank, National Association | 71% | 156 / 219 | 99% | $45K | 155 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 101 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Luzerne County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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