Lender profile · HMDA 2023–2025
Woori America Bank mortgage approval rates & lending data
Woori America Bank decided 1,019 mortgage applications and funded 810 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 670 / 773 | 92% | $495K | 615 |
| Cash-out refinance | 60% | 15 / 25 | 87% | $485K | 13 |
| Refinance | 91% | 70 / 77 | 94% | $565K | 66 |
| Investment property purchase | 90% | 101 / 112 | 92% | $415K | 93 |
Woori America Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 85% | $485K | 394 | 295 |
| New Jersey | 88% | $525K | 226 | 183 |
| California | 88% | $535K | 153 | 123 |
| Pennsylvania | 84% | $335K | 112 | 89 |
| Georgia | 85% | $425K | 34 | 29 |
| Virginia | 94% | $605K | 31 | 29 |
| Maryland | 96% | $435K | 28 | 26 |
| Texas | 100% | $395K | 26 | 25 |
| Illinois | 73% | $605K | 11 | 8 |
| Washington | 75% | $295K | 4 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.