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investment property lenders · HMDA 2023–2025

Investment property lenders in Bergen County, New Jersey

Fat Boy Data analyzed investment property mortgage activity in Bergen County, New Jersey, home to Hackensack, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,511 applications were decided by 265 lenders between 2023 and 2025.

Bergen County at a glance

265Active lenders37 with 20+ decisions
84.9%Market approval rate2,131 of 2,511 decided
$475KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,017 loans funded

How Bergen County compares

Approval rate compared
Bergen County84.9%New Jersey86.7%All 616 counties87.5%
Typical loan compared
Bergen County$475KNew Jersey$385KAll 616 counties$255K

What the data shows

Loan Funder LLC made the most investment property mortgages in Bergen County, NJ, 120 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

The typical investment property mortgage here is $475K, 23% larger than the New Jersey typical of $385K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%One lender: 46% approved of 26One lender: 50% approved of 22One lender: 58% approved of 24One lender: 59% approved of 22One lender: 65% approved of 49One lender: 71% approved of 21One lender: 73% approved of 22One lender: 75% approved of 51One lender: 75% approved of 20One lender: 77% approved of 43United Wholesale Mortgage, LLC: 78% approved of 107One lender: 80% approved of 20Rocket Mortgage, LLC: 81% approved of 77One lender: 81% approved of 27One lender: 82% approved of 28One lender: 83% approved of 23One lender: 84% approved of 37One lender: 85% approved of 33Kiavi Funding, Inc.: 88% approved of 81One lender: 88% approved of 25One lender: 88% approved of 26One lender: 89% approved of 28One lender: 90% approved of 30One lender: 91% approved of 43Loan Funder LLC: 91% approved of 141One lender: 92% approved of 52One lender: 93% approved of 68One lender: 94% approved of 35Crosscountry Mortgage, LLC: 95% approved of 123One lender: 95% approved of 62One lender: 96% approved of 24One lender: 96% approved of 25One lender: 98% approved of 41One lender: 100% approved of 33One lender: 100% approved of 24One lender: 100% approved of 23One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Bergen County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC91%128 / 14194%$565K120
2Crosscountry Mortgage, LLC95%117 / 12397%$455K113
3United Wholesale Mortgage, LLCBroker only78%83 / 10798%$435K81
4Kiavi Funding, Inc.88%71 / 8197%$515K69
5Rocket Mortgage, LLC81%62 / 77100%$355K62

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 260 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Bergen County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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