Lender profile · HMDA 2023–2025
Atlantic Union Bank mortgage approval rates & lending data
Atlantic Union Bank decided 4,904 mortgage applications and funded 3,812 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,333 / 1,430 | 99% | $405K | 1,321 |
| Home improvement loans | 68% | 1,275 / 1,879 | 95% | $125K | 1,216 |
| Cash-out refinance | 84% | 309 / 370 | 98% | $235K | 303 |
| Refinance | 77% | 508 / 658 | 97% | $175K | 491 |
| Investment property purchase | 93% | 353 / 378 | 99% | $245K | 350 |
| Investment cash-out refinance | 81% | 44 / 54 | 100% | $175K | 44 |
| Investment refinance | 77% | 65 / 84 | 100% | $175K | 65 |
| Investment home improvement | 45% | 23 / 51 | 96% | $145K | 22 |
Atlantic Union Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 77% | $175K | 2,945 | 2,177 |
| Maryland | 82% | $335K | 1,234 | 999 |
| North Carolina | 87% | $245K | 296 | 255 |
| District of Columbia | 80% | $805K | 142 | 111 |
| Indiana | 98% | $305K | 60 | 59 |
| South Carolina | 95% | $395K | 40 | 38 |
| Florida | 95% | $305K | 39 | 36 |
| Pennsylvania | 97% | $255K | 30 | 29 |
| Tennessee | 93% | $285K | 28 | 24 |
| West Virginia | 92% | $265K | 26 | 24 |
| Georgia | 89% | $925K | 18 | 16 |
| Delaware | 93% | $205K | 14 | 13 |
| Texas | 100% | $255K | 6 | 6 |
| New Jersey | 100% | $505K | 5 | 5 |
| Alabama | 100% | $205K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.