Lender profile · HMDA 2023–2025
Pentagon Federal Credit Union mortgage approval rates & lending data
Pentagon Federal Credit Union decided 48,028 mortgage applications and funded 24,900 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 59% | 9,078 / 15,452 | 99% | $375K | 8,999 |
| Home improvement loans | 52% | 9,872 / 18,982 | 98% | $105K | 9,688 |
| Cash-out refinance | 34% | 1,305 / 3,854 | 99% | $285K | 1,286 |
| Refinance | 57% | 4,431 / 7,834 | 98% | $215K | 4,330 |
| Investment property purchase | 45% | 302 / 669 | 99% | $215K | 298 |
| Investment cash-out refinance | 21% | 51 / 248 | 94% | $175K | 48 |
| Investment refinance | 23% | 47 / 204 | 98% | $175K | 46 |
| Investment home improvement | 26% | 207 / 785 | 99% | $105K | 205 |
Pentagon Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 48% | $205K | 5,568 | 2,627 |
| Florida | 49% | $195K | 5,166 | 2,497 |
| California | 51% | $155K | 5,063 | 2,534 |
| Virginia | 64% | $205K | 4,391 | 2,749 |
| Maryland | 53% | $205K | 2,923 | 1,522 |
| Georgia | 50% | $205K | 2,499 | 1,231 |
| North Carolina | 54% | $215K | 2,205 | 1,167 |
| New Jersey | 47% | $205K | 2,195 | 1,002 |
| New York | 38% | $225K | 1,652 | 615 |
| Pennsylvania | 54% | $195K | 1,589 | 838 |
| Arizona | 59% | $205K | 1,263 | 739 |
| Illinois | 51% | $165K | 1,109 | 556 |
| South Carolina | 56% | $225K | 998 | 554 |
| Tennessee | 61% | $325K | 863 | 523 |
| Colorado | 59% | $225K | 805 | 475 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.