Investment property improvement lenders in Bay County, Michigan
Fat Boy Data analyzed investment home improvement loan activity in Bay County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 23 applications were decided by 16 lenders between 2023 and 2025.
Bay County at a glance
How Bay County compares
What the data shows
The Huntington National Bank made the most investment home improvement loans in Bay County, MI, 3 of them.
Lenders approved 56.5% of investment home improvement loan applications in Bay County, MI, 10.1 percentage points above the Michigan rate of 46.4%.
The typical investment home improvement loan here is $55K, 27% smaller than the Michigan typical of $75K.
Investment property improvement lenders in Bay County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Huntington National BankLimited sample | 50% | 3 / 6 | 100% | $45K | 3 |
| 2 | United Bay CommunityLimited sample | 100% | 2 / 2 | 100% | $25K | 2 |
| 3 | Bank of America, National AssociationLimited sample | 0% | 0 / 2 | — | — | 0 |
| 4 | FinancialEdge Credit UnionLimited sample | 100% | 1 / 1 | 100% | $65K | 1 |
| 5 | 1St State Financial, Ltd.Limited sample | 100% | 1 / 1 | 100% | $125K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 11 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Bay County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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