Investment property cash-out lenders in Bay County, Michigan
Fat Boy Data analyzed investment cash-out refinance activity in Bay County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 77 applications were decided by 38 lenders between 2023 and 2025.
Bay County at a glance
How Bay County compares
What the data shows
Frankenmuth Credit Union made the most investment cash-out refinances in Bay County, MI, 6 of them.
Investment property cash-out lenders in Bay County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Frankenmuth Credit UnionLimited sample | 86% | 6 / 7 | 100% | $125K | 6 |
| 2 | Jolt Credit UnionLimited sample | 14% | 1 / 7 | 100% | $45K | 1 |
| 3 | Velocity Commercial Capital, LLCLimited sample | 100% | 6 / 6 | 100% | $105K | 6 |
| 4 | United Wholesale Mortgage, LLCBroker only | 100% | 5 / 5 | 100% | $75K | 5 |
| 5 | Wildfire Credit UnionLimited sample | 100% | 4 / 4 | 100% | $35K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 33 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment cash-out refinance lenders in Bay County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.