Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Calhoun County, Michigan
Every institution that decided a 1–4 unit mortgage application in Calhoun County, home to Battle Creek, between 2023 and 2025: 10,936 applications, 8,008 loans actually funded, across 8 kinds of borrowing.
Calhoun County at a glance
10,936Applications decided
2023–2025
8,008Loans funded
73% of decisions
40Census tracts
10 ZIP codes
133,846People
ACS 2023
What the data shows
The typical purchase mortgage here is $155K.
Lending by loan type in Calhoun County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 83.3% | 5,334 | $155K | 95% | 242 |
| Home improvement loans | 69.3% | 1,548 | $45K | 93% | 75 |
| Cash-out refinance | 68.9% | 2,039 | $115K | 93% | 124 |
| Refinance | 77.7% | 1,501 | $85K | 95% | 117 |
| Investment property purchase | 86.6% | 292 | $95K | 94% | 85 |
| Investment cash-out refinance | 70.9% | 117 | $105K | 90% | 46 |
| Investment refinance | 73.8% | 42 | $115K | 100% | 16 |
| Investment home improvement | 50.8% | 63 | $55K | 97% | 23 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.