Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Jackson County, Michigan
Every institution that decided a 1–4 unit mortgage application in Jackson County between 2023 and 2025: 11,980 applications, 8,754 loans actually funded, across 8 kinds of borrowing.
Jackson County at a glance
11,980Applications decided
2023–2025
8,754Loans funded
73% of decisions
46Census tracts
14 ZIP codes
160,187People
ACS 2023
What the data shows
The typical purchase mortgage here is $185K.
Lending by loan type in Jackson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.2% | 6,177 | $185K | 93% | 258 |
| Home improvement loans | 67.2% | 1,738 | $45K | 95% | 100 |
| Cash-out refinance | 69.1% | 2,116 | $125K | 94% | 145 |
| Refinance | 76.5% | 1,276 | $175K | 93% | 129 |
| Investment property purchase | 88.4% | 458 | $165K | 95% | 129 |
| Investment cash-out refinance | 68.9% | 103 | $105K | 93% | 49 |
| Investment refinance | 79.2% | 48 | $135K | 92% | 34 |
| Investment home improvement | 45.3% | 64 | $75K | 97% | 36 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.