Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Ingham County, Michigan
Every institution that decided a 1–4 unit mortgage application in Ingham County, home to Lansing, between 2023 and 2025: 12,411 applications, 9,530 loans actually funded, across 8 kinds of borrowing.
Ingham County at a glance
12,411Applications decided
2023–2025
9,530Loans funded
77% of decisions
84Census tracts
19 ZIP codes
282,015People
ACS 2023
What the data shows
The typical purchase mortgage here is $175K.
Lending by loan type in Ingham County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.3% | 7,134 | $175K | 97% | 280 |
| Home improvement loans | 69.3% | 1,471 | $65K | 92% | 87 |
| Cash-out refinance | 70.5% | 1,820 | $125K | 94% | 123 |
| Refinance | 76.3% | 1,033 | $155K | 93% | 103 |
| Investment property purchase | 85.4% | 609 | $105K | 97% | 120 |
| Investment cash-out refinance | 69.6% | 204 | $95K | 93% | 49 |
| Investment refinance | 75.0% | 88 | $95K | 95% | 38 |
| Investment home improvement | 59.6% | 52 | $55K | 97% | 23 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.