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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Monmouth County, New Jersey

Fat Boy Data analyzed investment home improvement loan activity in Monmouth County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 506 applications were decided by 68 lenders between 2023 and 2025.

Monmouth County at a glance

68Active lenders6 with 20+ decisions
55.3%Market approval rate280 of 506 decided
$255KTypical loanmedian lender, $10K brackets
92%Borrower take-up258 loans funded

How Monmouth County compares

Approval rate compared
Monmouth County55.3%New Jersey52.7%All 616 counties51.2%
Typical loan compared
Monmouth County$255KNew Jersey$185KAll 616 counties$115K

What the data shows

Manasquan Bank made the most investment home improvement loans in Monmouth County, NJ, 49 of them.

Manasquan Bank approved the highest share of applications among lenders with at least 20 decisions here, 90% of 58.

The typical investment home improvement loan here is $255K, 38% larger than the New Jersey typical of $185K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 22% approved of 40Citizens Bank, National Association: 38% approved of 74Figure Lending LLC: 41% approved of 22PNC Bank, National Association: 44% approved of 36TD Bank, National Association: 54% approved of 84Manasquan Bank: 90% approved of 58

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Monmouth County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association54%45 / 8498%$255K44
2Citizens Bank, National Association38%28 / 74100%$255K28
3Manasquan Bank90%52 / 5894%$325K49
4Bank of America, National Association22%9 / 40100%$425K9
5PNC Bank, National Association44%16 / 3681%$205K13

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 63 more lenders.

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