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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Monmouth County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Monmouth County, New Jersey, home to Long Branch, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,158 applications were decided by 285 lenders between 2023 and 2025.

Monmouth County at a glance

285Active lenders50 with 20+ decisions
71.0%Market approval rate5,084 of 7,158 decided
$275KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,871 loans funded

How Monmouth County compares

Approval rate compared
Monmouth County71.0%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Monmouth County$275KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Monmouth County, NJ, 1,426 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Advisors Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 138.

The typical cash-out refinance here is $275K, 34% larger than the New Jersey typical of $205K.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 72One lender: 21% approved of 62One lender: 24% approved of 66One lender: 29% approved of 34One lender: 30% approved of 30Amerisave Mortgage Corporation: 30% approved of 443One lender: 39% approved of 120One lender: 43% approved of 81One lender: 46% approved of 84Newrez LLC: 53% approved of 385One lender: 54% approved of 79One lender: 57% approved of 60One lender: 57% approved of 132One lender: 58% approved of 24One lender: 60% approved of 80One lender: 62% approved of 122One lender: 63% approved of 59One lender: 65% approved of 20One lender: 67% approved of 45One lender: 67% approved of 21One lender: 67% approved of 89One lender: 68% approved of 38One lender: 69% approved of 116Loandepot.Com, LLC: 70% approved of 279One lender: 70% approved of 30One lender: 73% approved of 37One lender: 74% approved of 216One lender: 75% approved of 48One lender: 76% approved of 21One lender: 77% approved of 30One lender: 77% approved of 75United Wholesale Mortgage, LLC: 78% approved of 330One lender: 80% approved of 131One lender: 82% approved of 115One lender: 83% approved of 23Rocket Mortgage, LLC: 83% approved of 1,766One lender: 83% approved of 47One lender: 84% approved of 131One lender: 84% approved of 25One lender: 87% approved of 23One lender: 88% approved of 41One lender: 92% approved of 24One lender: 92% approved of 39One lender: 95% approved of 20One lender: 95% approved of 145One lender: 96% approved of 24One lender: 96% approved of 26One lender: 96% approved of 53One lender: 97% approved of 33One lender: 100% approved of 138

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Monmouth County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%1,459 / 1,76698%$155K1,426
2Amerisave Mortgage Corporation30%134 / 44394%$125K126
3Newrez LLC53%205 / 38598%$105K201
4United Wholesale Mortgage, LLCBroker only78%256 / 33097%$335K249
5Loandepot.Com, LLC70%194 / 27997%$335K188

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 280 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Monmouth County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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