HomeNew JerseyMonmouth CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Monmouth County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Monmouth County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,158 applications were decided by 285 lenders between 2023 and 2025.

Monmouth County at a glance

285Active lenders50 with 20+ decisions
71.0%Market approval rate5,084 of 7,158 decided
$275KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,871 loans funded

How Monmouth County compares

Approval rate compared
Monmouth County71.0%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Monmouth County$275KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Monmouth County, NJ, 1,426 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Advisors Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 138.

The typical cash-out refinance here is $275K, 34% larger than the New Jersey typical of $205K.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 21% approved of 72Mortgage Research Center, LLC: 21% approved of 62New Day Financial, LLC: 24% approved of 66Network Capital Funding Corporation: 29% approved of 34American Financing Corporation: 30% approved of 30Amerisave Mortgage Corporation: 30% approved of 443Carrington Mortgage Services, LLC: 39% approved of 120First Financial Federal Credit Union: 43% approved of 81Spring Eq, LLC: 46% approved of 84Newrez LLC: 53% approved of 385New American Funding, LLC: 54% approved of 79Police & Fire Federal Credit Union: 57% approved of 60Wells Fargo Bank, National Association: 57% approved of 132Village Capital & Investment LLC: 58% approved of 24Mutual of Omaha Mortgage, Inc.: 60% approved of 80Freedom Mortgage Corporation: 62% approved of 122Navy Federal Credit Union: 63% approved of 59Lower, LLC: 65% approved of 20The Federal Savings Bank: 67% approved of 45Citizens Bank, National Association: 67% approved of 21Flagstar Bank, National Association: 67% approved of 89Sofi Bank, N.A.tional Association: 68% approved of 38Affinity: 69% approved of 116Loandepot.Com, LLC: 70% approved of 279Plaza Home Mortgage, Inc.: 70% approved of 30Provident Bank: 73% approved of 37Pennymac Loan Services, LLC: 74% approved of 216U.S. Bank National Association: 75% approved of 48Fourleaf: 76% approved of 21Onity Mortgage Corporation: 77% approved of 30Quorum Federal Credit Union: 77% approved of 75United Wholesale Mortgage, LLC: 78% approved of 330JPMorgan Chase Bank, National Association: 80% approved of 131Valley National Bank: 82% approved of 115Amerihome Mortgage Company, LLC: 83% approved of 23Rocket Mortgage, LLC: 83% approved of 1,766Guaranteed Rate, Inc.: 83% approved of 47Nationstar Mortgage LLC: 84% approved of 131American Financial Network, Inc.: 84% approved of 25Change Lending, LLC: 87% approved of 23Cmg Mortgage, Inc.: 88% approved of 41Greenway Mortgage Funding Corp.: 92% approved of 24Bank of America, National Association: 92% approved of 39Reliance First Capital, LLC: 95% approved of 20Crosscountry Mortgage, LLC: 95% approved of 145Nj Lenders Corp.: 96% approved of 24Paramount Residential Mortgage Group, Inc.: 96% approved of 26American Neighborhood Mortgage Acceptance Company LLC: 96% approved of 53Movement Mortgage, LLC: 97% approved of 33Advisors Mortgage Group, L.L.C.: 100% approved of 138

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Monmouth County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%1,459 / 1,76698%$155K1,426
2Amerisave Mortgage Corporation30%134 / 44394%$125K126
3Newrez LLC53%205 / 38598%$105K201
4United Wholesale Mortgage, LLCBroker only78%256 / 33097%$335K249
5Loandepot.Com, LLC70%194 / 27997%$335K188

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 280 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Monmouth County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Monmouth County

Nearby markets