refinance lenders · HMDA 2023–2025

Refinance lenders in Monmouth County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Monmouth County, New Jersey, home to Long Branch, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,589 applications were decided by 285 lenders between 2023 and 2025.

Monmouth County at a glance

285Active lenders47 with 20+ decisions
76.3%Market approval rate5,031 of 6,589 decided
$255KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,804 loans funded

How Monmouth County compares

Approval rate compared
Monmouth County76.3%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Monmouth County$255KNew Jersey$235KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Monmouth County, NJ, 549 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%One lender: 35% approved of 222One lender: 43% approved of 70One lender: 47% approved of 32One lender: 52% approved of 33One lender: 52% approved of 46One lender: 57% approved of 23One lender: 57% approved of 21One lender: 62% approved of 40One lender: 63% approved of 145One lender: 67% approved of 76One lender: 68% approved of 47One lender: 68% approved of 60Bank of America, National Association: 69% approved of 544One lender: 69% approved of 85PNC Bank, National Association: 71% approved of 787One lender: 73% approved of 26One lender: 74% approved of 73Citizens Bank, National Association: 74% approved of 719TD Bank, National Association: 75% approved of 579One lender: 76% approved of 50One lender: 80% approved of 20One lender: 82% approved of 60One lender: 84% approved of 43Rocket Mortgage, LLC: 84% approved of 321One lender: 84% approved of 56One lender: 85% approved of 27One lender: 86% approved of 81One lender: 87% approved of 103One lender: 88% approved of 32One lender: 88% approved of 58One lender: 88% approved of 43One lender: 89% approved of 35One lender: 89% approved of 79One lender: 90% approved of 109One lender: 90% approved of 21One lender: 91% approved of 264One lender: 91% approved of 35One lender: 94% approved of 48One lender: 95% approved of 191One lender: 95% approved of 20One lender: 95% approved of 21One lender: 96% approved of 73One lender: 98% approved of 41One lender: 98% approved of 42One lender: 98% approved of 117One lender: 100% approved of 28One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Monmouth County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association71%562 / 78798%$205K549
2Citizens Bank, National Association74%535 / 71998%$255K525
3TD Bank, National Association75%434 / 57998%$205K425
4Bank of America, National Association69%376 / 54498%$205K368
5Rocket Mortgage, LLC84%269 / 32196%$465K257

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 280 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Monmouth County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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