Investment property improvement lenders in Oswego County, New York
Fat Boy Data analyzed investment home improvement loan activity in Oswego County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 52 applications were decided by 23 lenders between 2023 and 2025.
Oswego County at a glance
How Oswego County compares
What the data shows
Community Bank, National Association made the most investment home improvement loans in Oswego County, NY, 4 of them.
The typical investment home improvement loan here is $75K, 63% smaller than the New York typical of $205K.
Investment property improvement lenders in Oswego County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Empower Federal Credit UnionLimited sample | 18% | 2 / 11 | 100% | $35K | 2 |
| 2 | Community Bank, National AssociationLimited sample | 80% | 4 / 5 | 100% | $75K | 4 |
| 3 | Fulton Savings BankLimited sample | 75% | 3 / 4 | 67% | $55K | 2 |
| 4 | AMERICU Credit UnionLimited sample | 25% | 1 / 4 | 100% | $25K | 1 |
| 5 | KeyBank National AssociationLimited sample | 25% | 1 / 4 | 0% | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 18 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Oswego County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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