Broadview Federal Credit Union mortgage approval rate & lending review
Broadview Federal Credit Union decided 11,827 mortgage applications and funded 8,981 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Broadview Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Broadview Federal Credit Union at a glance
Approval is 10.5 points above the 66.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 68% | 577 / 848 | 97% | $145K | 560 |
| Home improvement loans | 79% | 6,935 / 8,774 | 99% | $65K | 6,832 |
| Cash-out refinance | 87% | 232 / 267 | 98% | $95K | 227 |
| Refinance | 76% | 1,361 / 1,797 | 98% | $105K | 1,336 |
| Investment property purchase | 24% | 6 / 25 | 100% | $275K | 6 |
| Investment home improvement | 13% | 12 / 94 | 100% | $205K | 12 |
Broadview Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 77% | $65K | 11,826 | 8,980 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Broadview Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Albany County, NY | Home improvement loans | 79% | 2,772 | 2,166 |
| Saratoga County, NY | Home improvement loans | 84% | 1,669 | 1,381 |
| Rensselaer County, NY | Home improvement loans | 78% | 1,636 | 1,258 |
| Schenectady County, NY | Home improvement loans | 77% | 1,067 | 811 |
| Albany County, NY | Refinance | 77% | 566 | 427 |
| Erie County, NY | Home improvement loans | 76% | 483 | 360 |
| Onondaga County, NY | Home improvement loans | 80% | 440 | 346 |
| Saratoga County, NY | Refinance | 77% | 334 | 249 |
| Rensselaer County, NY | Refinance | 76% | 288 | 215 |
| Broome County, NY | Home improvement loans | 79% | 269 | 210 |
| Albany County, NY | Mortgage lenders | 69% | 261 | 174 |
| Schenectady County, NY | Refinance | 68% | 200 | 135 |
The county markets where Broadview Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Broadview Federal Credit Union
What is Broadview Federal Credit Union's mortgage approval rate?
Broadview Federal Credit Union approved 77.2% of the 11,827 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.5 points above the 66.7% national rate for the same mix of loan types.
How often do borrowers take the loan Broadview Federal Credit Union offers?
Borrowers accepted 98% of the loans Broadview Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Broadview Federal Credit Union make?
The typical home improvement loan loan Broadview Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Broadview Federal Credit Union lend?
Broadview Federal Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in New York and Florida.
Can I apply to Broadview Federal Credit Union directly?
Yes. Broadview Federal Credit Union is a bank or credit union with 60 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Broadview Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Broadview Federal Credit Union treats applications, then get a rate quote from the lender.