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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in New York

Fat Boy Data analyzed investment home improvement loan activity in New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,323 applications were decided by 212 lenders between 2023 and 2025.

New York at a glance

212Active lenders43 with 20+ decisions
43.5%Market approval rate2,315 of 5,323 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,205 loans funded

How New York compares

Approval rate compared
New York43.5%All 616 counties51.2%
Typical loan compared
New York$205KAll 616 counties$115K

What the data shows

TD Bank, National Association made the most investment home improvement loans in New York, 350 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 89% of 165.

Lenders approved 43.5% of investment home improvement loan applications in New York, 7.7 percentage points below the the United States rate of 51.2%.

The typical investment home improvement loan here is $205K, 78% larger than the the United States typical of $115K.

Only 1 lender here typically writes at or below $35K: Western Division Federal Credit Union.

Approval rate of all 43 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 37One lender: 5% approved of 43One lender: 7% approved of 97Bank of America, National Association: 12% approved of 458One lender: 13% approved of 94One lender: 18% approved of 157One lender: 21% approved of 28One lender: 22% approved of 45One lender: 23% approved of 124One lender: 28% approved of 46Jovia Financial: 29% approved of 202Citizens Bank, National Association: 29% approved of 543One lender: 32% approved of 66One lender: 33% approved of 99One lender: 35% approved of 91One lender: 36% approved of 76One lender: 39% approved of 54One lender: 41% approved of 158One lender: 41% approved of 46One lender: 42% approved of 31TD Bank, National Association: 43% approved of 843One lender: 50% approved of 20One lender: 52% approved of 31One lender: 53% approved of 74One lender: 58% approved of 26One lender: 61% approved of 38One lender: 62% approved of 29One lender: 63% approved of 102One lender: 63% approved of 103One lender: 63% approved of 30One lender: 64% approved of 95One lender: 67% approved of 36One lender: 70% approved of 20One lender: 71% approved of 77One lender: 73% approved of 85One lender: 73% approved of 26One lender: 74% approved of 23One lender: 77% approved of 92One lender: 83% approved of 24One lender: 85% approved of 114One lender: 88% approved of 56One lender: 89% approved of 27Homebridge Financial Services, Inc.: 89% approved of 165

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in New York

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association43%362 / 84397%$205K350
2Citizens Bank, National Association29%159 / 54399%$315K157
3Bank of America, National Association12%55 / 45898%$405K54
4Jovia Financial29%59 / 20297%$225K57
5Homebridge Financial Services, Inc.89%147 / 16592%$125K135

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 207 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in New York. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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