Investment property refinance lenders in Oswego County, New York
Fat Boy Data analyzed investment property refinance activity in Oswego County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 49 applications were decided by 18 lenders between 2023 and 2025.
Oswego County at a glance
How Oswego County compares
What the data shows
Fulton Savings Bank made the most investment property refinances in Oswego County, NY, 7 of them.
Lenders approved 67.3% of investment property refinance applications in Oswego County, NY, 9.4 percentage points below the New York rate of 76.8%.
The typical investment property refinance here is $135K, 72% smaller than the New York typical of $485K.
Investment property refinance lenders in Oswego County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Fulton Savings BankLimited sample | 100% | 7 / 7 | 100% | $135K | 7 |
| 2 | AMERICU Credit UnionLimited sample | 100% | 7 / 7 | 100% | $775K | 7 |
| 3 | NBT Bank, National AssociationLimited sample | 0% | 0 / 7 | — | — | 0 |
| 4 | Pathfinder BankLimited sample | 100% | 5 / 5 | 100% | $115K | 5 |
| 5 | Movement Mortgage, LLCLimited sample | 60% | 3 / 5 | 33% | $55K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 13 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Oswego County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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