refinance lenders · HMDA 2023–2025

Refinance lenders in Buncombe County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Buncombe County, North Carolina, home to Asheville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,281 applications were decided by 173 lenders between 2023 and 2025.

Buncombe County at a glance

173Active lenders23 with 20+ decisions
77.1%Market approval rate1,759 of 2,281 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,662 loans funded

How Buncombe County compares

Approval rate compared
Buncombe County77.1%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Buncombe County$195KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Buncombe County, NC, 290 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 47.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 36One lender: 50% approved of 22Truist Bank: 61% approved of 135One lender: 67% approved of 24One lender: 67% approved of 55One lender: 71% approved of 21One lender: 72% approved of 50One lender: 72% approved of 65One lender: 73% approved of 26State Employees': 74% approved of 400HomeTrust Bank: 74% approved of 155One lender: 76% approved of 51First-Citizens Bank & Trust Company: 79% approved of 237One lender: 79% approved of 24One lender: 80% approved of 25Rocket Mortgage, LLC: 81% approved of 113One lender: 84% approved of 25One lender: 84% approved of 38One lender: 88% approved of 86One lender: 91% approved of 46One lender: 93% approved of 45One lender: 100% approved of 47One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Buncombe County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'74%296 / 40098%$125K290
2First-Citizens Bank & Trust Company79%187 / 23793%$185K173
3HomeTrust Bank74%115 / 15599%$245K114
4Truist Bank61%82 / 13590%$165K74
5Rocket Mortgage, LLC81%92 / 11389%$335K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 168 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Buncombe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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