refinance lenders · HMDA 2023–2025

Refinance lenders in Henderson County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Henderson County, North Carolina, home to Hendersonville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,332 applications were decided by 136 lenders between 2023 and 2025.

Henderson County at a glance

136Active lenders13 with 20+ decisions
77.9%Market approval rate1,038 of 1,332 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up973 loans funded

How Henderson County compares

Approval rate compared
Henderson County77.9%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Henderson County$155KNorth Carolina$205KAll 616 counties$295K

What the data shows

First-Citizens Bank & Trust Company made the most mortgage refinances in Henderson County, NC, 156 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical mortgage refinance here is $155K, 24% smaller than the North Carolina typical of $205K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 62% approved of 52State Employees': 68% approved of 215One lender: 70% approved of 30One lender: 74% approved of 47United Community Bank: 76% approved of 70First-Citizens Bank & Trust Company: 80% approved of 209One lender: 80% approved of 50Rocket Mortgage, LLC: 83% approved of 76One lender: 86% approved of 28United Wholesale Mortgage, LLC: 87% approved of 60One lender: 91% approved of 22One lender: 91% approved of 23One lender: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Henderson County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'68%146 / 21599%$95K144
2First-Citizens Bank & Trust Company80%167 / 20993%$105K156
3Rocket Mortgage, LLC83%63 / 7695%$315K60
4United Community Bank76%53 / 7096%$105K51
5United Wholesale Mortgage, LLCBroker only87%52 / 6094%$335K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 131 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Henderson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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