Village Capital & Investment LLC mortgage approval rate & lending review
Village Capital & Investment LLC decided 45,311 mortgage applications and funded 19,573 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Village Capital & Investment LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to villagecapital.com.
Village Capital & Investment LLC at a glance
Approval is 2.5 points above the 74.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 66% | 1,614 / 2,453 | 61% | $355K | 981 |
| Cash-out refinance | 53% | 7,832 / 14,772 | 41% | $305K | 3,223 |
| Refinance | 91% | 25,350 / 27,998 | 60% | $355K | 15,337 |
| Investment refinance | 87% | 54 / 62 | 54% | $365K | 29 |
Village Capital & Investment LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 75% | $355K | 5,717 | 2,247 |
| California | 77% | $555K | 4,100 | 1,645 |
| Texas | 87% | $345K | 3,559 | 1,996 |
| North Carolina | 78% | $285K | 2,918 | 1,308 |
| Georgia | 74% | $335K | 2,873 | 1,177 |
| Virginia | 83% | $395K | 1,823 | 817 |
| Arizona | 75% | $375K | 1,727 | 744 |
| Maryland | 77% | $495K | 1,584 | 621 |
| South Carolina | 75% | $305K | 1,573 | 691 |
| Ohio | 77% | $265K | 1,559 | 668 |
| Pennsylvania | 72% | $255K | 1,474 | 554 |
| New Jersey | 77% | $415K | 1,405 | 605 |
| Illinois | 71% | $305K | 1,220 | 490 |
| Tennessee | 77% | $325K | 1,183 | 477 |
| Michigan | 71% | $275K | 1,144 | 443 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Village Capital & Investment LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Riverside County, CA | Refinance | 92% | 514 | 288 |
| Los Angeles County, CA | Refinance | 90% | 587 | 265 |
| Maricopa County, AZ | Refinance | 87% | 489 | 241 |
| Bexar County, TX | Refinance | 94% | 350 | 211 |
| Harris County, TX | Refinance | 89% | 375 | 203 |
| San Bernardino County, CA | Refinance | 91% | 403 | 200 |
| Hillsborough County, FL | Refinance | 86% | 313 | 145 |
| El Paso County, CO | Refinance | 96% | 237 | 144 |
| Cook County, IL | Refinance | 85% | 280 | 140 |
| Prince George's County, MD | Refinance | 89% | 282 | 140 |
| Onslow County, NC | Refinance | 96% | 225 | 139 |
| Cumberland County, NC | Refinance | 91% | 270 | 138 |
The county markets where Village Capital & Investment LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Village Capital & Investment LLC
What is Village Capital & Investment LLC's mortgage approval rate?
Village Capital & Investment LLC approved 76.9% of the 45,311 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.5 points above the 74.4% national rate for the same mix of loan types.
How often do borrowers take the loan Village Capital & Investment LLC offers?
Borrowers accepted 56% of the loans Village Capital & Investment LLC approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Village Capital & Investment LLC make?
The typical mortgage refinance loan Village Capital & Investment LLC made was $355K; across all loan types its typical loan ran from $305K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Village Capital & Investment LLC lend?
Village Capital & Investment LLC decided applications in 51 of the states Fat Boy Data covers, most of them in Florida, California and Texas.
Can I apply to Village Capital & Investment LLC directly?
Yes. Village Capital & Investment LLC reports as a direct lender that takes applications from borrowers. Its website is villagecapital.com.
Does this page show Village Capital & Investment LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Village Capital & Investment LLC treats applications, then get a rate quote from the lender.