Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lake County, Ohio
Every institution that decided a 1–4 unit mortgage application in Lake County, home to Mentor, between 2023 and 2025: 19,167 applications, 14,940 loans actually funded, across 8 kinds of borrowing.
Lake County at a glance
19,167Applications decided
2023–2025
14,940Loans funded
78% of decisions
59Census tracts
7 ZIP codes
232,101People
ACS 2023
What the data shows
The typical purchase mortgage here is $195K.
Lending by loan type in Lake County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.2% | 8,809 | $195K | 98% | 259 |
| Home improvement loans | 64.9% | 3,369 | $65K | 93% | 79 |
| Cash-out refinance | 71.7% | 2,968 | $125K | 95% | 148 |
| Refinance | 77.4% | 3,073 | $115K | 95% | 138 |
| Investment property purchase | 88.7% | 592 | $135K | 95% | 135 |
| Investment cash-out refinance | 78.4% | 199 | $135K | 92% | 74 |
| Investment refinance | 70.3% | 91 | $125K | 92% | 36 |
| Investment home improvement | 54.5% | 66 | $105K | 94% | 26 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.