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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cuyahoga County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Cuyahoga County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,229 applications were decided by 256 lenders between 2023 and 2025.

Cuyahoga County at a glance

256Active lenders53 with 20+ decisions
64.7%Market approval rate7,268 of 11,229 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,884 loans funded

How Cuyahoga County compares

Approval rate compared
Cuyahoga County64.7%Ohio70.0%All 616 counties68.2%
Typical loan compared
Cuyahoga County$125KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cuyahoga County, OH, 2,020 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 93% of 54.

Lenders approved 64.7% of cash-out refinance applications in Cuyahoga County, OH, 5.3 percentage points below the Ohio rate of 70.0%.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 14% approved of 159Amerisave Mortgage Corporation: 18% approved of 726Mycumortgage, LLC: 21% approved of 39Lakeview Loan Servicing, LLC: 33% approved of 86New Day Financial, LLC: 36% approved of 253American Financing Corporation: 38% approved of 74Newrez LLC: 38% approved of 307Carrington Mortgage Services, LLC: 41% approved of 258New American Funding, LLC: 45% approved of 140Pentagon Federal Credit Union: 45% approved of 20Wells Fargo Bank, National Association: 45% approved of 75Advantagefirst Lending Inc.: 46% approved of 28Spring Eq, LLC: 50% approved of 36Village Capital & Investment LLC: 52% approved of 52KeyBank National Association: 52% approved of 185Loandepot.Com, LLC: 55% approved of 289The Federal Savings Bank: 56% approved of 48Freedom Mortgage Corporation: 57% approved of 260Mutual of Omaha Mortgage, Inc.: 57% approved of 76Navy Federal Credit Union: 58% approved of 126Onity Mortgage Corporation: 59% approved of 27Pennymac Loan Services, LLC: 59% approved of 165Top Flite Financial, Inc.: 61% approved of 23United Wholesale Mortgage, LLC: 66% approved of 423Fifth Third Bank, National Association: 67% approved of 206U.S. Bank National Association: 68% approved of 147Third Federal Savings And Loan Association Of Cleveland: 69% approved of 226Equity Prime Mortgage LLC: 69% approved of 45Liberty Home Mortgage Corporation: 70% approved of 23GoodLeap, LLC: 70% approved of 166Ruoff Mortgage Company, Inc.: 72% approved of 32Flagstar Bank, National Association: 72% approved of 79Citizens Bank, National Association: 75% approved of 169Rocket Mortgage, LLC: 76% approved of 2,750JPMorgan Chase Bank, National Association: 76% approved of 153Manufacturers and Traders Trust Company: 76% approved of 21Guaranteed Rate, Inc.: 77% approved of 22Lower, LLC: 77% approved of 31Nationstar Mortgage LLC: 78% approved of 216The Huntington National Bank: 79% approved of 1,476Sun West Mortgage Company, Inc.: 81% approved of 26Century: 81% approved of 42PNC Bank, National Association: 82% approved of 45Dollar Bank, Federal Savings Bank: 85% approved of 27Nations Lending Corporation: 86% approved of 64OC Federal Credit Union: 88% approved of 34First Federal Savings And Loan Association Of Lakewood: 89% approved of 158Sofi Bank, N.A.tional Association: 90% approved of 20Crosscountry Mortgage, LLC: 91% approved of 213Reliance First Capital, LLC: 92% approved of 66Union Home Mortgage Corp.: 93% approved of 54Synergy One Lending, Inc.: 93% approved of 27Coastal Community Bank: 100% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Cuyahoga County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%2,084 / 2,75097%$125K2,020
2The Huntington National Bank79%1,166 / 1,47696%$115K1,124
3Amerisave Mortgage Corporation18%132 / 72698%$75K129
4United Wholesale Mortgage, LLCBroker only66%278 / 42397%$165K270
5Newrez LLC38%118 / 30799%$95K117

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 251 more lenders.

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Other lending data for Cuyahoga County

Mortgage lenders in Cuyahoga CountyHome improvement loans in Cuyahoga CountyRefinance in Cuyahoga CountyInvestment property purchase in Cuyahoga CountyInvestment cash-out refinance in Cuyahoga CountyInvestment refinance in Cuyahoga CountyInvestment home improvement in Cuyahoga County

Nearby markets

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