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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cuyahoga County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Cuyahoga County, Ohio, home to Cleveland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,229 applications were decided by 256 lenders between 2023 and 2025.

Cuyahoga County at a glance

256Active lenders53 with 20+ decisions
64.7%Market approval rate7,268 of 11,229 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,884 loans funded

How Cuyahoga County compares

Approval rate compared
Cuyahoga County64.7%Ohio70.0%All 616 counties68.2%
Typical loan compared
Cuyahoga County$125KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cuyahoga County, OH, 2,020 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 93% of 54.

Lenders approved 64.7% of cash-out refinance applications in Cuyahoga County, OH, 5.3 percentage points below the Ohio rate of 70.0%.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 159Amerisave Mortgage Corporation: 18% approved of 726One lender: 21% approved of 39One lender: 33% approved of 86One lender: 36% approved of 253One lender: 38% approved of 74Newrez LLC: 38% approved of 307One lender: 41% approved of 258One lender: 45% approved of 140One lender: 45% approved of 20One lender: 45% approved of 75One lender: 46% approved of 28One lender: 50% approved of 36One lender: 52% approved of 52One lender: 52% approved of 185One lender: 55% approved of 289One lender: 56% approved of 48One lender: 57% approved of 260One lender: 57% approved of 76One lender: 58% approved of 126One lender: 59% approved of 27One lender: 59% approved of 165One lender: 61% approved of 23United Wholesale Mortgage, LLC: 66% approved of 423One lender: 67% approved of 206One lender: 68% approved of 147One lender: 69% approved of 226One lender: 69% approved of 45One lender: 70% approved of 23One lender: 70% approved of 166One lender: 72% approved of 32One lender: 72% approved of 79One lender: 75% approved of 169Rocket Mortgage, LLC: 76% approved of 2,750One lender: 76% approved of 153One lender: 76% approved of 21One lender: 77% approved of 22One lender: 77% approved of 31One lender: 78% approved of 216The Huntington National Bank: 79% approved of 1,476One lender: 81% approved of 26One lender: 81% approved of 42One lender: 82% approved of 45One lender: 85% approved of 27One lender: 86% approved of 64One lender: 88% approved of 34One lender: 89% approved of 158One lender: 90% approved of 20One lender: 91% approved of 213One lender: 92% approved of 66One lender: 93% approved of 54One lender: 93% approved of 27One lender: 100% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Cuyahoga County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%2,084 / 2,75097%$125K2,020
2The Huntington National Bank79%1,166 / 1,47696%$115K1,124
3Amerisave Mortgage Corporation18%132 / 72698%$75K129
4United Wholesale Mortgage, LLCBroker only66%278 / 42397%$165K270
5Newrez LLC38%118 / 30799%$95K117

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 251 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Cuyahoga County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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