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refinance lenders · HMDA 2023–2025

Refinance lenders in Lake County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Lake County, Ohio, home to Mentor, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,073 applications were decided by 138 lenders between 2023 and 2025.

Lake County at a glance

138Active lenders20 with 20+ decisions
77.4%Market approval rate2,378 of 3,073 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,260 loans funded

How Lake County compares

Approval rate compared
Lake County77.4%Ohio76.9%All 616 counties76.5%
Typical loan compared
Lake County$115KOhio$105KAll 616 counties$295K

What the data shows

The Huntington National Bank made the most mortgage refinances in Lake County, OH, 359 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 51.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 43One lender: 54% approved of 24One lender: 68% approved of 47One lender: 72% approved of 46The Huntington National Bank: 72% approved of 528One lender: 72% approved of 134One lender: 75% approved of 20Third Federal Savings And Loan Association Of Cleveland: 76% approved of 408One lender: 76% approved of 153One lender: 80% approved of 145One lender: 80% approved of 25One lender: 81% approved of 21One lender: 81% approved of 85Citizens Bank, National Association: 82% approved of 362PNC Bank, National Association: 82% approved of 200Fifth Third Bank, National Association: 82% approved of 156One lender: 83% approved of 24One lender: 92% approved of 106One lender: 98% approved of 53One lender: 100% approved of 51

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank72%382 / 52894%$115K359
2Third Federal Savings And Loan Association Of Cleveland76%312 / 40898%$95K305
3Citizens Bank, National Association82%296 / 36296%$125K284
4PNC Bank, National Association82%164 / 20095%$105K155
5Fifth Third Bank, National Association82%128 / 15696%$105K123

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 133 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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