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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Lake County, Ohio

Fat Boy Data analyzed home improvement loan activity in Lake County, Ohio, home to Mentor, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,369 applications were decided by 79 lenders between 2023 and 2025.

Lake County at a glance

79Active lenders18 with 20+ decisions
64.9%Market approval rate2,187 of 3,369 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,044 loans funded

How Lake County compares

Approval rate compared
Lake County64.9%Ohio63.6%All 616 counties62.7%
Typical loan compared
Lake County$65KOhio$65KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Lake County, OH, 608 of them.

That is 30% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

CNB Bank approved the highest share of applications among lenders with at least 20 decisions here, 86% of 22.

Only 1 lender here typically writes at or below $35K: Figure Lending LLC.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 52One lender: 27% approved of 89One lender: 37% approved of 49One lender: 45% approved of 118One lender: 48% approved of 62The Huntington National Bank: 60% approved of 1,073One lender: 64% approved of 39One lender: 66% approved of 59One lender: 67% approved of 21Fifth Third Bank, National Association: 69% approved of 247Third Federal Savings And Loan Association Of Cleveland: 70% approved of 391Citizens Bank, National Association: 71% approved of 284One lender: 72% approved of 121One lender: 73% approved of 30One lender: 75% approved of 166Dollar Bank, Federal Savings Bank: 75% approved of 211One lender: 86% approved of 22One lender: 100% approved of 79

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank60%646 / 1,07394%$75K608
2Third Federal Savings And Loan Association Of Cleveland70%273 / 39197%$45K265
3Citizens Bank, National Association71%201 / 28497%$85K195
4Fifth Third Bank, National Association69%171 / 24795%$55K163
5Dollar Bank, Federal Savings Bank75%158 / 21198%$55K155

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 74 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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