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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lake County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Lake County, Ohio, home to Mentor, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,968 applications were decided by 148 lenders between 2023 and 2025.

Lake County at a glance

148Active lenders29 with 20+ decisions
71.7%Market approval rate2,129 of 2,968 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,024 loans funded

How Lake County compares

Approval rate compared
Lake County71.7%Ohio70.0%All 616 counties68.2%
Typical loan compared
Lake County$125KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lake County, OH, 614 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

First Federal Savings And Loan Association Of Lakewood approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 47Amerisave Mortgage Corporation: 33% approved of 137One lender: 40% approved of 68One lender: 42% approved of 24One lender: 43% approved of 23One lender: 44% approved of 43One lender: 48% approved of 25One lender: 50% approved of 54One lender: 56% approved of 57One lender: 57% approved of 44One lender: 58% approved of 50Freedom Mortgage Corporation: 59% approved of 76One lender: 65% approved of 43One lender: 65% approved of 23One lender: 66% approved of 38One lender: 67% approved of 24One lender: 72% approved of 36One lender: 74% approved of 23United Wholesale Mortgage, LLC: 75% approved of 106One lender: 75% approved of 24One lender: 75% approved of 53Rocket Mortgage, LLC: 79% approved of 797One lender: 81% approved of 73The Huntington National Bank: 84% approved of 502One lender: 84% approved of 31One lender: 85% approved of 20One lender: 91% approved of 58One lender: 92% approved of 66One lender: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%633 / 79797%$125K614
2The Huntington National Bank84%421 / 50295%$105K399
3Amerisave Mortgage Corporation33%45 / 13796%$95K43
4United Wholesale Mortgage, LLCBroker only75%79 / 10699%$175K78
5Freedom Mortgage Corporation59%45 / 7696%$195K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 143 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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