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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lake County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Lake County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,968 applications were decided by 148 lenders between 2023 and 2025.

Lake County at a glance

148Active lenders29 with 20+ decisions
71.7%Market approval rate2,129 of 2,968 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,024 loans funded

How Lake County compares

Approval rate compared
Lake County71.7%Ohio70.0%All 616 counties68.2%
Typical loan compared
Lake County$125KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lake County, OH, 614 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

First Federal Savings And Loan Association Of Lakewood approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 17% approved of 47Amerisave Mortgage Corporation: 33% approved of 137Carrington Mortgage Services, LLC: 40% approved of 68Lakeview Loan Servicing, LLC: 42% approved of 24New American Funding, LLC: 43% approved of 23New Day Financial, LLC: 44% approved of 43American Financing Corporation: 48% approved of 25Newrez LLC: 50% approved of 54Loandepot.Com, LLC: 56% approved of 57Pennymac Loan Services, LLC: 57% approved of 44KeyBank National Association: 58% approved of 50Freedom Mortgage Corporation: 59% approved of 76Cardinal Credit Union, Inc.: 65% approved of 43Wells Fargo Bank, National Association: 65% approved of 23U.S. Bank National Association: 66% approved of 38Citizens Bank, National Association: 67% approved of 24L C E Federal Credit Union: 72% approved of 36GoodLeap, LLC: 74% approved of 23United Wholesale Mortgage, LLC: 75% approved of 106Mutual of Omaha Mortgage, Inc.: 75% approved of 24Third Federal Savings And Loan Association Of Cleveland: 75% approved of 53Rocket Mortgage, LLC: 79% approved of 797Nationstar Mortgage LLC: 81% approved of 73The Huntington National Bank: 84% approved of 502Fifth Third Bank, National Association: 84% approved of 31Navy Federal Credit Union: 85% approved of 20Crosscountry Mortgage, LLC: 91% approved of 58JPMorgan Chase Bank, National Association: 92% approved of 66First Federal Savings And Loan Association Of Lakewood: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%633 / 79797%$125K614
2The Huntington National Bank84%421 / 50295%$105K399
3Amerisave Mortgage Corporation33%45 / 13796%$95K43
4United Wholesale Mortgage, LLCBroker only75%79 / 10699%$175K78
5Freedom Mortgage Corporation59%45 / 7696%$195K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 143 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Lake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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