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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Lake County, Ohio

Fat Boy Data analyzed investment home improvement loan activity in Lake County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 66 applications were decided by 26 lenders between 2023 and 2025.

Lake County at a glance

26Active lenders0 with 20+ decisions
54.5%Market approval rate36 of 66 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up34 loans funded

How Lake County compares

Approval rate compared
Lake County54.5%Ohio43.6%All 616 counties51.2%
Typical loan compared
Lake County$105KOhio$95KAll 616 counties$115K

What the data shows

KeyBank National Association made the most investment home improvement loans in Lake County, OH, 3 of them.

Lenders approved 54.5% of investment home improvement loan applications in Lake County, OH, 11.0 percentage points above the Ohio rate of 43.6%.

The typical investment home improvement loan here is $105K, 11% larger than the Ohio typical of $95K.

Investment property improvement lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National BankLimited sample18%2 / 11100%$105K2
2Fifth Third Bank, National AssociationLimited sample25%2 / 8100%$155K2
3KeyBank National AssociationLimited sample50%3 / 6100%$105K3
4Citizens Bank, National AssociationLimited sample50%2 / 4100%$105K2
5PNC Bank, National AssociationLimited sample25%1 / 4100%$35K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 21 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Lake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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