refinance lenders · HMDA 2023–2025

Refinance lenders in Berkeley County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Berkeley County, South Carolina, home to Goose Creek, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,688 applications were decided by 226 lenders between 2023 and 2025.

Berkeley County at a glance

226Active lenders22 with 20+ decisions
78.5%Market approval rate2,110 of 2,688 decided
$345KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,905 loans funded

How Berkeley County compares

Approval rate compared
Berkeley County78.5%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Berkeley County$345KSouth Carolina$285KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Berkeley County, SC, 201 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical mortgage refinance here is $345K, 21% larger than the South Carolina typical of $285K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 47One lender: 38% approved of 95One lender: 48% approved of 46One lender: 50% approved of 94One lender: 54% approved of 41First-Citizens Bank & Trust Company: 62% approved of 104One lender: 62% approved of 21One lender: 64% approved of 56One lender: 67% approved of 63One lender: 76% approved of 54One lender: 76% approved of 25One lender: 80% approved of 25One lender: 82% approved of 22Pennymac Loan Services, LLC: 84% approved of 113Rocket Mortgage, LLC: 84% approved of 196One lender: 86% approved of 103One lender: 88% approved of 25One lender: 90% approved of 29United Wholesale Mortgage, LLC: 92% approved of 348Freedom Mortgage Corporation: 96% approved of 276One lender: 96% approved of 27One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Berkeley County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%319 / 34895%$355K302
2Freedom Mortgage Corporation96%264 / 27676%$345K201
3Rocket Mortgage, LLC84%165 / 19690%$315K149
4Pennymac Loan Services, LLC84%95 / 11392%$355K87
5First-Citizens Bank & Trust Company62%64 / 10494%$145K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 221 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Berkeley County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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