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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Berkeley County, South Carolina

Fat Boy Data analyzed investment cash-out refinance activity in Berkeley County, South Carolina, home to Goose Creek, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 217 applications were decided by 86 lenders between 2023 and 2025.

Berkeley County at a glance

86Active lenders0 with 20+ decisions
63.1%Market approval rate137 of 217 decided
$185KTypical loanmedian lender, $10K brackets
93%Borrower take-up128 loans funded

How Berkeley County compares

Approval rate compared
Berkeley County63.1%South Carolina71.0%All 616 counties73.1%
Typical loan compared
Berkeley County$185KSouth Carolina$165KAll 616 counties$205K

What the data shows

General Mortgage Capital Corporation made the most investment cash-out refinances in Berkeley County, SC, 6 of them.

Lenders approved 63.1% of investment cash-out refinance applications in Berkeley County, SC, 7.8 percentage points below the South Carolina rate of 71.0%.

The typical investment cash-out refinance here is $185K, 12% larger than the South Carolina typical of $165K.

Investment property cash-out lenders in Berkeley County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only71%12 / 17100%$175K12
2Homexpress Mortgage Corp.Broker only82%9 / 11100%$275K9
3Amerisave Mortgage CorporationLimited sample0%0 / 10——0
4Rocket Mortgage, LLCLimited sample67%6 / 983%$145K5
5Carrington Mortgage Services, LLCLimited sample12%1 / 8100%$425K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 81 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Berkeley County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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