Investment property improvement lenders in Berkeley County, South Carolina
Fat Boy Data analyzed investment home improvement loan activity in Berkeley County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 78 applications were decided by 28 lenders between 2023 and 2025.
Berkeley County at a glance
How Berkeley County compares
What the data shows
Navy Federal Credit Union made the most investment home improvement loans in Berkeley County, SC, 9 of them.
That is 35% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Navy Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 39% of 23.
Lenders approved 38.5% of investment home improvement loan applications in Berkeley County, SC, 15.3 percentage points below the South Carolina rate of 53.8%.
The typical investment home improvement loan here is $55K, 56% smaller than the South Carolina typical of $125K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Berkeley County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 39% | 9 / 23 | 100% | $55K | 9 |
| 2 | Bank of America, National AssociationLimited sample | 8% | 1 / 12 | 100% | $105K | 1 |
| 3 | First-Citizens Bank & Trust CompanyLimited sample | 40% | 2 / 5 | 100% | $45K | 2 |
| 4 | TD Bank, National AssociationLimited sample | 25% | 1 / 4 | 100% | $355K | 1 |
| 5 | Deephaven Mortgage LLCLimited sample | 67% | 2 / 3 | 50% | $105K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 23 more lenders.
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