Cash-out refinance lenders in Collin County, Texas
Fat Boy Data analyzed cash-out refinance activity in Collin County, Texas, home to Plano, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,357 applications were decided by 362 lenders between 2023 and 2025.
Collin County at a glance
How Collin County compares
What the data shows
Credit Union of Texas made the most cash-out refinances in Collin County, TX, 1,566 of them.
Highlands Residential Mortgage, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.
The typical cash-out refinance here is $265K, 43% larger than the Texas typical of $185K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Cash-out refinance lenders in Collin County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Credit Union of Texas | 76% | 1,696 / 2,246 | 92% | $105K | 1,566 |
| 2 | Rocket Mortgage, LLC | 77% | 1,360 / 1,774 | 97% | $265K | 1,314 |
| 3 | Randolph-Brooks Federal Credit Union | 84% | 926 / 1,097 | 88% | $105K | 812 |
| 4 | Texans | 45% | 271 / 597 | 73% | $105K | 197 |
| 5 | United Wholesale Mortgage, LLCBroker only | 81% | 362 / 445 | 96% | $355K | 349 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 357 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest cash-out refinance lenders in Collin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.