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refinance lenders · HMDA 2023–2025

Refinance lenders in Collin County, Texas

Fat Boy Data analyzed mortgage refinance activity in Collin County, Texas, home to Plano, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,266 applications were decided by 402 lenders between 2023 and 2025.

Collin County at a glance

402Active lenders72 with 20+ decisions
78.2%Market approval rate9,588 of 12,266 decided
$535KTypical loanmedian lender, $10K brackets
94%Borrower take-up8,965 loans funded

How Collin County compares

Approval rate compared
Collin County78.2%Texas70.9%All 616 counties76.5%
Typical loan compared
Collin County$535KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Collin County, TX, 494 of them.

First Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 84.

Lenders approved 78.2% of mortgage refinance applications in Collin County, TX, 7.2 percentage points above the Texas rate of 70.9%.

The typical mortgage refinance here is $535K, 60% larger than the Texas typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 5% approved of 43One lender: 11% approved of 53One lender: 24% approved of 123One lender: 28% approved of 256Lakeview Loan Servicing, LLC: 31% approved of 405One lender: 36% approved of 42One lender: 38% approved of 42One lender: 40% approved of 30One lender: 46% approved of 106One lender: 51% approved of 183One lender: 52% approved of 61One lender: 55% approved of 212One lender: 56% approved of 54One lender: 56% approved of 73One lender: 58% approved of 250Bank of America, National Association: 59% approved of 390One lender: 67% approved of 106One lender: 68% approved of 57One lender: 70% approved of 63One lender: 70% approved of 27One lender: 71% approved of 129One lender: 72% approved of 47One lender: 73% approved of 48One lender: 73% approved of 71One lender: 74% approved of 34One lender: 74% approved of 92Rocket Mortgage, LLC: 74% approved of 721One lender: 76% approved of 37One lender: 77% approved of 133One lender: 78% approved of 27One lender: 80% approved of 44One lender: 81% approved of 26One lender: 81% approved of 26One lender: 81% approved of 37One lender: 82% approved of 77One lender: 83% approved of 30One lender: 84% approved of 57One lender: 85% approved of 39One lender: 85% approved of 47One lender: 86% approved of 50One lender: 87% approved of 38One lender: 87% approved of 134One lender: 87% approved of 254One lender: 88% approved of 59One lender: 89% approved of 37Freedom Mortgage Corporation: 90% approved of 297United Wholesale Mortgage, LLC: 90% approved of 4,513One lender: 91% approved of 91One lender: 91% approved of 105One lender: 92% approved of 25One lender: 92% approved of 39One lender: 95% approved of 219One lender: 95% approved of 58One lender: 95% approved of 58One lender: 96% approved of 47One lender: 96% approved of 28One lender: 97% approved of 64One lender: 99% approved of 193One lender: 100% approved of 84One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Collin County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%4,072 / 4,51397%$535K3,953
2Rocket Mortgage, LLC74%534 / 72193%$455K494
3Lakeview Loan Servicing, LLC31%125 / 40554%$455K68
4Bank of America, National Association59%232 / 39098%$205K228
5Freedom Mortgage Corporation90%266 / 29773%$435K193

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 397 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Collin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Collin County

Discover BankPennymac Loan Services, LLCFrost BankProvident Funding Associates, L.P.PNC Bank, National AssociationParamount Residential Mortgage Group, Inc.Comerica BankJPMorgan Chase Bank, National AssociationAmerihome Mortgage Company, LLCZions Bancorporation, N.A.Mortgage Research Center, LLCNewrez LLCTruist BankCmg Mortgage, Inc.Royal United Mortgage LLCVillage Capital & Investment LLCFirst BankMutual of Omaha Mortgage, Inc.Pentagon Federal Credit UnionLoandepot.Com, LLCArk-La-Tex Financial Services, LLC.Wells Fargo Bank, National AssociationBOKF, National AssociationPlanet Home Lending, LLCCrosscountry Mortgage, LLCSun West Mortgage Company, Inc.Nationstar Mortgage LLCProsperity BankOnity Mortgage CorporationAmerisave Mortgage Corporation

Other lending data for Collin County

Mortgage lenders in Collin CountyHome improvement loans in Collin CountyCash-out refinance in Collin CountyInvestment property purchase in Collin CountyInvestment cash-out refinance in Collin CountyInvestment refinance in Collin CountyInvestment home improvement in Collin County

Nearby markets

All lending in Collin CountyCounty overviewRefinance across TexasStatewideDallas CountyNearby countyDenton CountyNearby countyGrayson CountyNearby countyHunt CountyNearby county