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refinance lenders · HMDA 2023–2025

Refinance lenders in Rockwall County, Texas

Fat Boy Data analyzed mortgage refinance activity in Rockwall County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,122 applications were decided by 185 lenders between 2023 and 2025.

Rockwall County at a glance

185Active lenders12 with 20+ decisions
72.5%Market approval rate813 of 1,122 decided
$415KTypical loanmedian lender, $10K brackets
89%Borrower take-up721 loans funded

How Rockwall County compares

Approval rate compared
Rockwall County72.5%Texas70.9%All 616 counties76.5%
Typical loan compared
Rockwall County$415KTexas$335KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Rockwall County, TX, 49 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 94% of 71.

The typical mortgage refinance here is $415K, 24% larger than the Texas typical of $335K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 17% approved of 30Mortgage Research Center, LLC: 18% approved of 22Lakeview Loan Servicing, LLC: 44% approved of 68Bank of America, National Association: 47% approved of 34PNC Bank, National Association: 50% approved of 22Frost Bank: 60% approved of 20Rocket Mortgage, LLC: 71% approved of 62Pennymac Loan Services, LLC: 82% approved of 38Crosscountry Mortgage, LLC: 90% approved of 20United Wholesale Mortgage, LLC: 91% approved of 151Village Capital & Investment LLC: 94% approved of 31Freedom Mortgage Corporation: 94% approved of 71

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Rockwall County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%137 / 15194%$435K129
2Freedom Mortgage Corporation94%67 / 7173%$435K49
3Lakeview Loan Servicing, LLC44%30 / 6850%$365K15
4Rocket Mortgage, LLC71%44 / 6293%$365K41
5Pennymac Loan Services, LLC82%31 / 3881%$395K25

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 180 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Rockwall County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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