Investment property improvement lenders in Cache County, Utah
Fat Boy Data analyzed investment home improvement loan activity in Cache County, Utah, home to Logan, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 96 applications were decided by 19 lenders between 2023 and 2025.
Cache County at a glance
How Cache County compares
What the data shows
AMERICA FIRST Federal Credit Union made the most investment home improvement loans in Cache County, UT, 30 of them.
That is 55% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
AMERICA FIRST Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 82% of 38.
Lenders approved 64.6% of investment home improvement loan applications in Cache County, UT, 9.6 percentage points above the Utah rate of 55.0%.
The typical investment home improvement loan here is $85K, 19% smaller than the Utah typical of $105K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Cache County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union | 82% | 31 / 38 | 97% | $85K | 30 |
| 2 | GoldenwestLimited sample | 89% | 16 / 18 | 75% | $65K | 12 |
| 3 | Mountain America Federal Credit UnionLimited sample | 15% | 2 / 13 | 50% | $55K | 1 |
| 4 | Cache Valley BankLimited sample | 100% | 4 / 4 | 100% | $325K | 4 |
| 5 | Zions Bancorporation, N.A.Limited sample | 75% | 3 / 4 | 67% | $105K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 14 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Cache County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.