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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Cache County, Utah

Fat Boy Data analyzed investment cash-out refinance activity in Cache County, Utah, home to Logan, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 111 applications were decided by 35 lenders between 2023 and 2025.

Cache County at a glance

35Active lenders1 with 20+ decisions
73.9%Market approval rate82 of 111 decided
$195KTypical loanmedian lender, $10K brackets
90%Borrower take-up74 loans funded

How Cache County compares

Approval rate compared
Cache County73.9%Utah73.3%All 616 counties73.1%
Typical loan compared
Cache County$195KUtah$305KAll 616 counties$205K

What the data shows

Goldenwest made the most investment cash-out refinances in Cache County, UT, 13 of them.

Goldenwest approved the highest share of applications among lenders with at least 20 decisions here, 45% of 29.

The typical investment cash-out refinance here is $195K, 36% smaller than the Utah typical of $305K.

Investment property cash-out lenders in Cache County

LenderApprovalApprovedTaken upTypical loanLoans made
1Goldenwest45%13 / 29100%$155K13
2Guild Mortgage Company LLCLimited sample100%13 / 1392%$195K12
3United Wholesale Mortgage, LLCBroker only83%10 / 1290%$195K9
4Cache Valley BankLimited sample86%6 / 7100%$235K6
5The Loan Store, Inc.Limited sample100%4 / 450%$195K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 30 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Cache County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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