Investment property improvement lenders in Vermont
Fat Boy Data analyzed investment home improvement loan activity in Vermont to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 109 applications were decided by 20 lenders between 2023 and 2025.
Vermont at a glance
How Vermont compares
What the data shows
EastRise Federal Credit Union made the most investment home improvement loans in Vermont, 32 of them.
That is 44% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
EastRise Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 82% of 40.
Lenders approved 67.0% of investment home improvement loan applications in Vermont, 15.7 percentage points above the the United States rate of 51.2%.
The typical investment home improvement loan here is $95K, 17% smaller than the the United States typical of $115K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Vermont
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | EastRise Federal Credit Union | 82% | 33 / 40 | 97% | $95K | 32 |
| 2 | TD Bank, National AssociationLimited sample | 36% | 4 / 11 | 100% | $205K | 4 |
| 3 | North Country Federal Credit UnionLimited sample | 100% | 10 / 10 | 100% | $145K | 10 |
| 4 | Northfield Savings BankLimited sample | 100% | 10 / 10 | 100% | $205K | 10 |
| 5 | Citizens Bank, National AssociationLimited sample | 0% | 0 / 6 | — | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 15 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Vermont. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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