HomeVermontCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Vermont

Fat Boy Data analyzed cash-out refinance activity in Vermont to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 805 applications were decided by 76 lenders between 2023 and 2025.

Vermont at a glance

76Active lenders8 with 20+ decisions
72.8%Market approval rate586 of 805 decided
$275KTypical loanmedian lender, $10K brackets
97%Borrower take-up567 loans funded

How Vermont compares

Approval rate compared
Vermont72.8%All 616 counties68.2%
Typical loan compared
Vermont$275KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Vermont, 175 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 30.

The typical cash-out refinance here is $275K, 77% larger than the the United States typical of $155K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 26% approved of 54Vermont Federal Credit Union: 61% approved of 33Newrez LLC: 65% approved of 37Freedom Mortgage Corporation: 70% approved of 20Rocket Mortgage, LLC: 80% approved of 223Nationstar Mortgage LLC: 84% approved of 32EastRise Federal Credit Union: 94% approved of 99Cmg Mortgage, Inc.: 97% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Vermont

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%179 / 22398%$165K175
2EastRise Federal Credit Union94%93 / 9999%$305K92
3Amerisave Mortgage Corporation26%14 / 5493%$185K13
4Newrez LLC65%24 / 3796%$105K23
5Vermont Federal Credit Union61%20 / 3375%$355K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 71 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Vermont. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
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Other lending data for Vermont

Counties in Vermont