Lendingone, LLC mortgage approval rate & lending review
Lendingone, LLC decided 18,368 mortgage applications and funded 6,057 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Lendingone, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to lendingone.com.
Lendingone, LLC at a glance
Approval is 46.2 points below the 79.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 28% | 2,464 / 8,873 | 100% | $195K | 2,464 |
| Investment cash-out refinance | 41% | 2,416 / 5,931 | 100% | $165K | 2,416 |
| Investment refinance | 38% | 899 / 2,336 | 100% | $175K | 899 |
| Investment home improvement | 23% | 278 / 1,228 | 100% | $275K | 278 |
Lendingone, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 33% | $225K | 2,342 | 764 |
| Texas | 27% | $205K | 1,309 | 351 |
| Georgia | 50% | $255K | 1,302 | 646 |
| Pennsylvania | 31% | $155K | 1,269 | 397 |
| Ohio | 34% | $125K | 1,213 | 414 |
| North Carolina | 38% | $195K | 975 | 373 |
| New York | 30% | $305K | 917 | 275 |
| New Jersey | 39% | $245K | 764 | 295 |
| Michigan | 30% | $125K | 760 | 230 |
| Maryland | 25% | $185K | 685 | 168 |
| Illinois | 30% | $135K | 678 | 202 |
| Alabama | 43% | $125K | 644 | 277 |
| Indiana | 31% | $115K | 484 | 149 |
| Tennessee | 45% | $195K | 443 | 201 |
| California | 18% | $535K | 409 | 73 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Lendingone, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cobb County, GA | Investment property purchase | 79% | 191 | 151 |
| Philadelphia County, PA | Investment cash-out refinance | 46% | 151 | 69 |
| Wayne County, MI | Investment cash-out refinance | 44% | 144 | 64 |
| Philadelphia County, PA | Investment property purchase | 32% | 195 | 63 |
| Milwaukee County, WI | Investment cash-out refinance | 48% | 128 | 62 |
| Nassau County, NY | Investment home improvement | 91% | 64 | 58 |
| Cook County, IL | Investment cash-out refinance | 44% | 131 | 57 |
| Duval County, FL | Investment cash-out refinance | 64% | 83 | 53 |
| Cook County, IL | Investment property purchase | 21% | 252 | 53 |
| Madison County, AL | Investment property purchase | 57% | 83 | 47 |
| Chatham County, GA | Investment cash-out refinance | 71% | 66 | 47 |
| Cuyahoga County, OH | Investment cash-out refinance | 41% | 113 | 46 |
The county markets where Lendingone, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Lendingone, LLC
What is Lendingone, LLC's mortgage approval rate?
Lendingone, LLC approved 33.0% of the 18,368 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 46.2 points below the 79.2% national rate for the same mix of loan types.
How often do borrowers take the loan Lendingone, LLC offers?
Borrowers accepted 100% of the loans Lendingone, LLC approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Lendingone, LLC make?
The typical investment property mortgage loan Lendingone, LLC made was $195K; across all loan types its typical loan ran from $165K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Lendingone, LLC lend?
Lendingone, LLC decided applications in 51 of the states Fat Boy Data covers, most of them in Florida, Texas and Georgia.
Can I apply to Lendingone, LLC directly?
Yes. Lendingone, LLC reports as a direct lender that takes applications from borrowers. Its website is lendingone.com.
Does this page show Lendingone, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Lendingone, LLC treats applications, then get a rate quote from the lender.