Investment property improvement lenders in Kings County, California
Fat Boy Data analyzed investment home improvement loan activity in Kings County, California, home to Hanford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 71 applications were decided by 23 lenders between 2023 and 2025.
Kings County at a glance
How Kings County compares
What the data shows
Navy Federal Credit Union made the most investment home improvement loans in Kings County, CA, 8 of them.
That is 38% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Navy Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 36% of 25.
Lenders approved 35.2% of investment home improvement loan applications in Kings County, CA, 17.3 percentage points below the California rate of 52.5%.
The typical investment home improvement loan here is $75K, 44% smaller than the California typical of $135K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Kings County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 36% | 9 / 25 | 89% | $75K | 8 |
| 2 | The Golden 1Limited sample | 0% | 0 / 5 | — | — | 0 |
| 3 | Spring Eq, LLCLimited sample | 0% | 0 / 5 | — | — | 0 |
| 4 | BMO Bank National AssociationLimited sample | 0% | 0 / 4 | — | — | 0 |
| 5 | Homebridge Financial Services, Inc.Limited sample | 50% | 2 / 4 | 100% | $45K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 18 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Kings County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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