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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kings County, California

Fat Boy Data analyzed cash-out refinance activity in Kings County, California, home to Hanford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,289 applications were decided by 101 lenders between 2023 and 2025.

Kings County at a glance

101Active lenders17 with 20+ decisions
66.0%Market approval rate851 of 1,289 decided
$185KTypical loanmedian lender, $10K brackets
93%Borrower take-up795 loans funded

How Kings County compares

Approval rate compared
Kings County66.0%California70.1%All 616 counties68.2%
Typical loan compared
Kings County$185KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kings County, CA, 187 of them.

American Pacific Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 90% of 20.

The typical cash-out refinance here is $185K, 24% smaller than the California typical of $245K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 21One lender: 23% approved of 39One lender: 30% approved of 30Amerisave Mortgage Corporation: 31% approved of 85One lender: 41% approved of 22One lender: 51% approved of 41One lender: 60% approved of 25One lender: 61% approved of 23One lender: 62% approved of 32Pennymac Loan Services, LLC: 64% approved of 67One lender: 67% approved of 63One lender: 67% approved of 36GoodLeap, LLC: 71% approved of 66Rocket Mortgage, LLC: 77% approved of 250One lender: 83% approved of 35United Wholesale Mortgage, LLC: 84% approved of 138One lender: 90% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Kings County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%193 / 25097%$175K187
2United Wholesale Mortgage, LLCBroker only84%116 / 13896%$215K111
3Amerisave Mortgage Corporation31%26 / 85100%$85K26
4Pennymac Loan Services, LLC64%43 / 67100%$185K43
5GoodLeap, LLC71%47 / 6681%$165K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 96 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Kings County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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