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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Kings County, California

Fat Boy Data analyzed investment cash-out refinance activity in Kings County, California, home to Hanford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 200 applications were decided by 65 lenders between 2023 and 2025.

Kings County at a glance

65Active lenders1 with 20+ decisions
73.0%Market approval rate146 of 200 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up138 loans funded

How Kings County compares

Approval rate compared
Kings County73.0%California75.0%All 616 counties73.1%
Typical loan compared
Kings County$185KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Kings County, CA, 13 of them.

The typical investment cash-out refinance here is $185K, 56% smaller than the California typical of $425K.

Investment property cash-out lenders in Kings County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%21 / 2995%$185K20
2Rocket Mortgage, LLCLimited sample87%13 / 15100%$155K13
3Homexpress Mortgage Corp.Broker only55%6 / 11100%$195K6
4Amerisave Mortgage CorporationLimited sample11%1 / 9100%$165K1
5Champions Funding, LLCLimited sample89%8 / 9100%$205K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 60 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Kings County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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