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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Orange County, California

Fat Boy Data analyzed investment property refinance activity in Orange County, California, home to Anaheim, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,450 applications were decided by 276 lenders between 2023 and 2025.

Orange County at a glance

276Active lenders30 with 20+ decisions
78.8%Market approval rate1,930 of 2,450 decided
$645KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,774 loans funded

How Orange County compares

Approval rate compared
Orange County78.8%California76.8%All 616 counties77.7%
Typical loan compared
Orange County$645KCalifornia$555KAll 616 counties$235K

What the data shows

East West Bank made the most investment property refinances in Orange County, CA, 87 of them.

New Wave Lending Group Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical investment property refinance here is $645K, 16% larger than the California typical of $555K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 22One lender: 45% approved of 33One lender: 55% approved of 75One lender: 61% approved of 41One lender: 61% approved of 31One lender: 62% approved of 48Rocket Mortgage, LLC: 71% approved of 103One lender: 77% approved of 26One lender: 78% approved of 40U.S. Bank National Association: 78% approved of 108One lender: 79% approved of 38One lender: 79% approved of 24United Wholesale Mortgage, LLC: 79% approved of 218One lender: 81% approved of 31One lender: 81% approved of 43One lender: 83% approved of 30One lender: 84% approved of 25One lender: 86% approved of 29One lender: 88% approved of 65One lender: 90% approved of 21The Loan Store, Inc.: 92% approved of 103One lender: 93% approved of 42One lender: 95% approved of 21One lender: 96% approved of 27One lender: 96% approved of 28One lender: 96% approved of 28East West Bank: 98% approved of 89One lender: 100% approved of 30One lender: 100% approved of 29One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Orange County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only79%173 / 21898%$645K170
2U.S. Bank National Association78%84 / 10898%$915K82
3Rocket Mortgage, LLC71%73 / 10396%$525K70
4The Loan Store, Inc.92%95 / 10379%$575K75
5East West Bank98%87 / 89100%$645K87

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 271 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Orange County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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