Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Riverside County, California
Every institution that decided a 1–4 unit mortgage application in Riverside County between 2023 and 2025: 168,053 applications, 121,487 loans actually funded, across 8 kinds of borrowing.
Riverside County at a glance
168,053Applications decided
2023–2025
121,487Loans funded
72% of decisions
518Census tracts
68 ZIP codes
2,449,909People
ACS 2023
What the data shows
The typical purchase mortgage here is $505K.
Investment home improvement is the hardest money to get here: lenders approved 52% of 1,477 applications.
Lending by loan type in Riverside County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.5% | 78,209 | $505K | 95% | 635 |
| Home improvement loans | 58.0% | 21,949 | $95K | 91% | 244 |
| Cash-out refinance | 68.4% | 32,466 | $205K | 94% | 469 |
| Refinance | 72.8% | 17,488 | $505K | 90% | 441 |
| Investment property purchase | 86.9% | 10,414 | $415K | 95% | 480 |
| Investment cash-out refinance | 73.3% | 3,941 | $325K | 91% | 291 |
| Investment refinance | 76.5% | 2,109 | $435K | 89% | 284 |
| Investment home improvement | 52.4% | 1,477 | $125K | 91% | 128 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.