HomeCaliforniaRiverside CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Riverside County, California

Fat Boy Data analyzed investment cash-out refinance activity in Riverside County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,941 applications were decided by 291 lenders between 2023 and 2025.

Riverside County at a glance

291Active lenders47 with 20+ decisions
73.3%Market approval rate2,887 of 3,941 decided
$325KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,633 loans funded

How Riverside County compares

Approval rate compared
Riverside County73.3%California75.0%All 616 counties73.1%
Typical loan compared
Riverside County$325KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Riverside County, CA, 130 of them.

Franklin Loan Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical investment cash-out refinance here is $325K, 24% smaller than the California typical of $425K.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 21% approved of 106Carrington Mortgage Services, LLC: 41% approved of 32Hometown Equity Mortgage, LLC: 43% approved of 112Plaza Home Mortgage, Inc.: 45% approved of 20Orange County's Federal Credit Union: 46% approved of 41Kind Lending, LLC: 47% approved of 32RBC Bank, (Georgia) National Association: 50% approved of 32Wells Fargo Bank, National Association: 52% approved of 31Pennymac Loan Services, LLC: 52% approved of 60Homexpress Mortgage Corp.: 54% approved of 138Newrez LLC: 55% approved of 60Deephaven Mortgage LLC: 61% approved of 41Loandepot.Com, LLC: 61% approved of 31Change Lending, LLC: 62% approved of 34Champions Funding, LLC: 63% approved of 46Quorum Federal Credit Union: 64% approved of 22Schoolsfirst: 66% approved of 47United Wholesale Mortgage, LLC: 72% approved of 501Rocket Mortgage, LLC: 74% approved of 176Home Mortgage Alliance Corporation (Hmac): 74% approved of 54New American Funding, LLC: 75% approved of 20Guild Mortgage Company LLC: 75% approved of 20Arc Home LLC: 76% approved of 25Angel Oak Mortgage Solutions LLC: 78% approved of 49JPMorgan Chase Bank, National Association: 79% approved of 38Guaranteed Rate, Inc.: 82% approved of 22Jmac Lending, Inc.: 82% approved of 22A&D Mortgage LLC: 83% approved of 41Cmg Mortgage, Inc.: 85% approved of 26Flexpoint, Inc.: 85% approved of 54Fundloans Capital: 87% approved of 23Ocmbc, Inc.: 88% approved of 248American Financial Network, Inc.: 88% approved of 26Amwest Funding Corp.: 90% approved of 86The Loan Store, Inc.: 91% approved of 43Nexera Holding LLC: 92% approved of 39Ameritrust Mortgage Corporation: 93% approved of 27Equity Wave Lending, Inc.: 94% approved of 33Crosscountry Mortgage, LLC: 95% approved of 38Citadel Servicing Corporation: 96% approved of 101Oaktree Funding Corp.: 98% approved of 44Royal Pacific Funding Corp.: 98% approved of 45Franklin Loan Corporation: 100% approved of 53Val-Chris Investments, Inc.: 100% approved of 46Velocity Commercial Capital, LLC: 100% approved of 38New Wave Lending Group Inc: 100% approved of 30Nmsi, Inc.: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Riverside County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%360 / 50199%$255K357
2Ocmbc, Inc.Broker only88%218 / 24876%$325K165
3Rocket Mortgage, LLC74%130 / 176100%$275K130
4Homexpress Mortgage Corp.Broker only54%75 / 13899%$365K74
5Hometown Equity Mortgage, LLC43%48 / 11294%$385K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 286 more lenders.

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