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refinance lenders · HMDA 2023–2025

Refinance lenders in Citrus County, Florida

Fat Boy Data analyzed mortgage refinance activity in Citrus County, Florida, home to Inverness, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,722 applications were decided by 167 lenders between 2023 and 2025.

Citrus County at a glance

167Active lenders19 with 20+ decisions
72.0%Market approval rate1,239 of 1,722 decided
$185KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,124 loans funded

How Citrus County compares

Approval rate compared
Citrus County72.0%Florida66.8%All 616 counties76.5%
Typical loan compared
Citrus County$185KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Citrus County, FL, 105 of them.

Capital City Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

Lenders approved 72.0% of mortgage refinance applications in Citrus County, FL, 5.2 percentage points above the Florida rate of 66.8%.

The typical mortgage refinance here is $185K, 41% smaller than the Florida typical of $315K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 41% approved of 51One lender: 45% approved of 40One lender: 45% approved of 44One lender: 55% approved of 55Truist Bank: 65% approved of 97One lender: 67% approved of 30One lender: 68% approved of 34Suncoast Credit Union: 71% approved of 86Regions Bank: 71% approved of 119One lender: 74% approved of 76One lender: 76% approved of 21Rocket Mortgage, LLC: 76% approved of 144One lender: 79% approved of 33One lender: 81% approved of 42United Wholesale Mortgage, LLC: 83% approved of 155One lender: 89% approved of 54One lender: 91% approved of 34One lender: 93% approved of 75One lender: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Citrus County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only83%129 / 15591%$275K118
2Rocket Mortgage, LLC76%110 / 14495%$185K105
3Regions Bank71%85 / 11985%$75K72
4Truist Bank65%63 / 9792%$75K58
5Suncoast Credit Union71%61 / 8698%$65K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 162 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Citrus County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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