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refinance lenders · HMDA 2023–2025

Refinance lenders in Citrus County, Florida

Fat Boy Data analyzed mortgage refinance activity in Citrus County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,722 applications were decided by 167 lenders between 2023 and 2025.

Citrus County at a glance

167Active lenders19 with 20+ decisions
72.0%Market approval rate1,239 of 1,722 decided
$185KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,124 loans funded

How Citrus County compares

Approval rate compared
Citrus County72.0%Florida66.8%All 616 counties76.5%
Typical loan compared
Citrus County$185KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Citrus County, FL, 105 of them.

Capital City Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

Lenders approved 72.0% of mortgage refinance applications in Citrus County, FL, 5.2 percentage points above the Florida rate of 66.8%.

The typical mortgage refinance here is $185K, 41% smaller than the Florida typical of $315K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 41% approved of 51Discover Bank: 45% approved of 40Lakeview Loan Servicing, LLC: 45% approved of 44Bank of America, National Association: 55% approved of 55Truist Bank: 65% approved of 97Newrez LLC: 67% approved of 30GTE Federal Credit Union: 68% approved of 34Suncoast Credit Union: 71% approved of 86Regions Bank: 71% approved of 119Brannen Bank: 74% approved of 76Royal United Mortgage LLC: 76% approved of 21Rocket Mortgage, LLC: 76% approved of 144Mutual of Omaha Mortgage, Inc.: 79% approved of 33Pennymac Loan Services, LLC: 81% approved of 42United Wholesale Mortgage, LLC: 83% approved of 155Village Capital & Investment LLC: 89% approved of 54Finance of America Reverse LLC: 91% approved of 34Freedom Mortgage Corporation: 93% approved of 75Capital City Home Loans, LLC: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Citrus County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only83%129 / 15591%$275K118
2Rocket Mortgage, LLC76%110 / 14495%$185K105
3Regions Bank71%85 / 11985%$75K72
4Truist Bank65%63 / 9792%$75K58
5Suncoast Credit Union71%61 / 8698%$65K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 162 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Citrus County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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