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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Citrus County, Florida

Fat Boy Data analyzed cash-out refinance activity in Citrus County, Florida, home to Inverness, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,719 applications were decided by 191 lenders between 2023 and 2025.

Citrus County at a glance

191Active lenders25 with 20+ decisions
64.0%Market approval rate1,740 of 2,719 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,628 loans funded

How Citrus County compares

Approval rate compared
Citrus County64.0%Florida62.2%All 616 counties68.2%
Typical loan compared
Citrus County$155KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Citrus County, FL, 494 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Campus USA Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical cash-out refinance here is $155K, 21% smaller than the Florida typical of $195K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 69One lender: 26% approved of 23One lender: 28% approved of 36One lender: 29% approved of 31One lender: 31% approved of 26Amerisave Mortgage Corporation: 31% approved of 177New Day Financial, LLC: 33% approved of 98One lender: 33% approved of 24Carrington Mortgage Services, LLC: 36% approved of 90One lender: 41% approved of 37One lender: 51% approved of 63One lender: 56% approved of 70One lender: 60% approved of 25One lender: 64% approved of 36One lender: 65% approved of 20One lender: 66% approved of 87One lender: 72% approved of 74One lender: 72% approved of 54United Wholesale Mortgage, LLC: 73% approved of 264One lender: 76% approved of 29Rocket Mortgage, LLC: 79% approved of 651One lender: 86% approved of 56One lender: 87% approved of 38One lender: 92% approved of 25One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Citrus County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%512 / 65196%$155K494
2United Wholesale Mortgage, LLCBroker only73%194 / 26495%$195K184
3Amerisave Mortgage Corporation31%55 / 17796%$105K53
4New Day Financial, LLC33%32 / 9891%$235K29
5Carrington Mortgage Services, LLC36%32 / 9069%$145K22

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 186 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Citrus County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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