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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Citrus County, Florida

Fat Boy Data analyzed home improvement loan activity in Citrus County, Florida, home to Inverness, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,981 applications were decided by 100 lenders between 2023 and 2025.

Citrus County at a glance

100Active lenders18 with 20+ decisions
53.9%Market approval rate1,068 of 1,981 decided
$55KTypical loanmedian lender, $10K brackets
92%Borrower take-up979 loans funded

How Citrus County compares

Approval rate compared
Citrus County53.9%Florida53.6%All 616 counties62.7%
Typical loan compared
Citrus County$55KFlorida$75KAll 616 counties$75K

What the data shows

Suncoast Credit Union made the most home improvement loans in Citrus County, FL, 277 of them.

That is 28% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Brannen Bank approved the highest share of applications among lenders with at least 20 decisions here, 90% of 63.

The typical home improvement loan here is $55K, 27% smaller than the Florida typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Florida: 32% approved of 69One lender: 34% approved of 53One lender: 35% approved of 54Bank of America, National Association: 36% approved of 230Truist Bank: 41% approved of 164One lender: 41% approved of 44One lender: 43% approved of 21Regions Bank: 49% approved of 285One lender: 50% approved of 36One lender: 52% approved of 25One lender: 55% approved of 55One lender: 56% approved of 39One lender: 60% approved of 55One lender: 61% approved of 38One lender: 67% approved of 27Suncoast Credit Union: 68% approved of 423One lender: 90% approved of 63One lender: 98% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Citrus County

LenderApprovalApprovedTaken upTypical loanLoans made
1Suncoast Credit Union68%289 / 42396%$55K277
2Regions Bank49%139 / 28587%$55K121
3Bank of America, National Association36%83 / 23098%$75K81
4Truist Bank41%67 / 16487%$65K58
5Florida32%22 / 69100%$45K22

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 95 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Citrus County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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