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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Hillsborough County, Florida

Fat Boy Data analyzed investment property refinance activity in Hillsborough County, Florida, home to Tampa, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,122 applications were decided by 208 lenders between 2023 and 2025.

Hillsborough County at a glance

208Active lenders11 with 20+ decisions
65.4%Market approval rate734 of 1,122 decided
$275KTypical loanmedian lender, $10K brackets
87%Borrower take-up636 loans funded

How Hillsborough County compares

Approval rate compared
Hillsborough County65.4%Florida68.0%All 616 counties77.7%
Typical loan compared
Hillsborough County$275KFlorida$275KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Hillsborough County, FL, 73 of them.

American Heritage Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Homexpress Mortgage Corp.: 26% approved of 35One lender: 40% approved of 20One lender: 55% approved of 29United Wholesale Mortgage, LLC: 62% approved of 89One lender: 64% approved of 28Rocket Mortgage, LLC: 67% approved of 43Kiavi Funding, Inc.: 74% approved of 100One lender: 79% approved of 24One lender: 87% approved of 23American Heritage Lending, LLC: 93% approved of 30One lender: 96% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Hillsborough County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.74%74 / 10099%$235K73
2United Wholesale Mortgage, LLCBroker only62%55 / 89100%$275K55
3Rocket Mortgage, LLC67%29 / 4397%$365K28
4Homexpress Mortgage Corp.Broker only26%9 / 3589%$275K8
5American Heritage Lending, LLC93%28 / 3071%$275K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 203 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Hillsborough County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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