Home›Florida›Hillsborough County›Home improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hillsborough County, Florida

Fat Boy Data analyzed home improvement loan activity in Hillsborough County, Florida, home to Tampa, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,489 applications were decided by 217 lenders between 2023 and 2025.

Hillsborough County at a glance

217Active lenders53 with 20+ decisions
56.6%Market approval rate8,772 of 15,489 decided
$75KTypical loanmedian lender, $10K brackets
91%Borrower take-up7,943 loans funded

How Hillsborough County compares

Approval rate compared
Hillsborough County56.6%Florida53.6%All 616 counties62.7%
Typical loan compared
Hillsborough County$75KFlorida$75KAll 616 counties$75K

What the data shows

Suncoast Credit Union made the most home improvement loans in Hillsborough County, FL, 1,633 of them.

Dfcu Financial approved the highest share of applications among lenders with at least 20 decisions here, 89% of 153.

Only 1 lender here typically writes at or below $35K: Manufacturers and Traders Trust Company.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 55One lender: 24% approved of 21One lender: 27% approved of 485One lender: 31% approved of 307One lender: 32% approved of 403Bank of America, National Association: 35% approved of 1,670One lender: 38% approved of 55One lender: 40% approved of 43One lender: 43% approved of 23One lender: 46% approved of 604One lender: 46% approved of 26One lender: 47% approved of 111Regions Bank: 47% approved of 1,168Midflorida: 47% approved of 787One lender: 48% approved of 21One lender: 48% approved of 71One lender: 48% approved of 550One lender: 50% approved of 22One lender: 50% approved of 105One lender: 52% approved of 758One lender: 52% approved of 80One lender: 53% approved of 234One lender: 53% approved of 159One lender: 54% approved of 37One lender: 55% approved of 189One lender: 57% approved of 114One lender: 61% approved of 82One lender: 61% approved of 346One lender: 63% approved of 102Navy Federal Credit Union: 63% approved of 898One lender: 63% approved of 68One lender: 65% approved of 220One lender: 66% approved of 97One lender: 66% approved of 128One lender: 67% approved of 55One lender: 69% approved of 490One lender: 69% approved of 252One lender: 70% approved of 23Suncoast Credit Union: 72% approved of 2,364One lender: 73% approved of 185One lender: 75% approved of 203One lender: 76% approved of 46One lender: 76% approved of 204One lender: 79% approved of 71One lender: 80% approved of 25One lender: 80% approved of 20One lender: 81% approved of 36One lender: 81% approved of 116One lender: 81% approved of 69One lender: 81% approved of 27One lender: 83% approved of 104One lender: 89% approved of 153One lender: 96% approved of 450

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Hillsborough County

LenderApprovalApprovedTaken upTypical loanLoans made
1Suncoast Credit Union72%1,694 / 2,36496%$65K1,633
2Bank of America, National Association35%591 / 1,67098%$105K577
3Regions Bank47%548 / 1,16885%$85K464
4Navy Federal Credit Union63%565 / 89897%$75K550
5Midflorida47%370 / 78797%$75K359

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 212 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Hillsborough County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Hillsborough County

Other lending data for Hillsborough County

Nearby markets