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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Hillsborough County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Hillsborough County, Florida, home to Tampa, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,410 applications were decided by 227 lenders between 2023 and 2025.

Hillsborough County at a glance

227Active lenders27 with 20+ decisions
68.6%Market approval rate1,653 of 2,410 decided
$225KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,495 loans funded

How Hillsborough County compares

Approval rate compared
Hillsborough County68.6%Florida68.9%All 616 counties73.1%
Typical loan compared
Hillsborough County$225KFlorida$245KAll 616 counties$205K

What the data shows

Hometown Equity Mortgage, LLC made the most investment cash-out refinances in Hillsborough County, FL, 68 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 48.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 48One lender: 35% approved of 34One lender: 42% approved of 60One lender: 46% approved of 48One lender: 50% approved of 38One lender: 54% approved of 26Homexpress Mortgage Corp.: 55% approved of 182Hometown Equity Mortgage, LLC: 56% approved of 124United Wholesale Mortgage, LLC: 69% approved of 318One lender: 71% approved of 28One lender: 72% approved of 54One lender: 73% approved of 22One lender: 73% approved of 60Rocket Mortgage, LLC: 74% approved of 69One lender: 75% approved of 69One lender: 80% approved of 64One lender: 81% approved of 36Ocmbc, Inc.: 81% approved of 74One lender: 81% approved of 37One lender: 89% approved of 54One lender: 92% approved of 24One lender: 92% approved of 26One lender: 95% approved of 21One lender: 96% approved of 67One lender: 96% approved of 24One lender: 100% approved of 48One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Hillsborough County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only69%220 / 318100%$215K219
2Homexpress Mortgage Corp.Broker only55%100 / 18299%$255K99
3Hometown Equity Mortgage, LLC56%70 / 12497%$245K68
4Ocmbc, Inc.Broker only81%60 / 7467%$235K40
5Rocket Mortgage, LLC74%51 / 6996%$195K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 222 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Hillsborough County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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