HomeFloridaHillsborough CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Hillsborough County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Hillsborough County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,410 applications were decided by 227 lenders between 2023 and 2025.

Hillsborough County at a glance

227Active lenders27 with 20+ decisions
68.6%Market approval rate1,653 of 2,410 decided
$225KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,495 loans funded

How Hillsborough County compares

Approval rate compared
Hillsborough County68.6%Florida68.9%All 616 counties73.1%
Typical loan compared
Hillsborough County$225KFlorida$245KAll 616 counties$205K

What the data shows

Hometown Equity Mortgage, LLC made the most investment cash-out refinances in Hillsborough County, FL, 68 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 48.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 12% approved of 48GTE Federal Credit Union: 35% approved of 34Lendingone, LLC: 42% approved of 60Deephaven Mortgage LLC: 46% approved of 48Newrez LLC: 50% approved of 38Nationstar Mortgage LLC: 54% approved of 26Homexpress Mortgage Corp.: 55% approved of 182Hometown Equity Mortgage, LLC: 56% approved of 124United Wholesale Mortgage, LLC: 69% approved of 318Loan Funder LLC: 71% approved of 28Angel Oak Mortgage Solutions LLC: 72% approved of 54Plaza Home Mortgage, Inc.: 73% approved of 22Champions Funding, LLC: 73% approved of 60Rocket Mortgage, LLC: 74% approved of 69Amwest Funding Corp.: 75% approved of 69A&D Mortgage LLC: 80% approved of 64Clearedge Lending LLC: 81% approved of 36Ocmbc, Inc.: 81% approved of 74Carrington Mortgage Services, LLC: 81% approved of 37American Heritage Lending, LLC: 89% approved of 54Crosscountry Mortgage, LLC: 92% approved of 24The Loan Store, Inc.: 92% approved of 26Nexera Holding LLC: 95% approved of 21Citadel Servicing Corporation: 96% approved of 67Bpl Mortgage, LLC: 96% approved of 24Velocity Commercial Capital, LLC: 100% approved of 48Rf Renovo Management Company, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Hillsborough County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only69%220 / 318100%$215K219
2Homexpress Mortgage Corp.Broker only55%100 / 18299%$255K99
3Hometown Equity Mortgage, LLC56%70 / 12497%$245K68
4Ocmbc, Inc.Broker only81%60 / 7467%$235K40
5Rocket Mortgage, LLC74%51 / 6996%$195K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 222 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Hillsborough County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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