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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hillsborough County, Florida

Fat Boy Data analyzed cash-out refinance activity in Hillsborough County, Florida, home to Tampa, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,906 applications were decided by 406 lenders between 2023 and 2025.

Hillsborough County at a glance

406Active lenders89 with 20+ decisions
63.2%Market approval rate10,690 of 16,906 decided
$215KTypical loanmedian lender, $10K brackets
93%Borrower take-up9,926 loans funded

How Hillsborough County compares

Approval rate compared
Hillsborough County63.2%Florida62.2%All 616 counties68.2%
Typical loan compared
Hillsborough County$215KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hillsborough County, FL, 2,577 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 92% of 36.

The typical cash-out refinance here is $215K, 10% larger than the Florida typical of $195K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 204One lender: 18% approved of 250One lender: 20% approved of 80Amerisave Mortgage Corporation: 22% approved of 918One lender: 32% approved of 109One lender: 32% approved of 130One lender: 38% approved of 548One lender: 39% approved of 305One lender: 40% approved of 164Newrez LLC: 42% approved of 765One lender: 45% approved of 49One lender: 46% approved of 50One lender: 47% approved of 563One lender: 51% approved of 41One lender: 51% approved of 121One lender: 52% approved of 44One lender: 54% approved of 41One lender: 54% approved of 48One lender: 55% approved of 42One lender: 57% approved of 63One lender: 58% approved of 86One lender: 58% approved of 43One lender: 58% approved of 330One lender: 58% approved of 180One lender: 59% approved of 362One lender: 59% approved of 192One lender: 60% approved of 40One lender: 60% approved of 78One lender: 61% approved of 41One lender: 62% approved of 52One lender: 63% approved of 132One lender: 64% approved of 481One lender: 65% approved of 43One lender: 66% approved of 44One lender: 67% approved of 434One lender: 67% approved of 66One lender: 67% approved of 46Freedom Mortgage Corporation: 68% approved of 608One lender: 68% approved of 79One lender: 71% approved of 62One lender: 73% approved of 52One lender: 74% approved of 77One lender: 74% approved of 104One lender: 74% approved of 136United Wholesale Mortgage, LLC: 76% approved of 1,728One lender: 77% approved of 274One lender: 77% approved of 62One lender: 78% approved of 321One lender: 78% approved of 45One lender: 78% approved of 46Rocket Mortgage, LLC: 79% approved of 3,397One lender: 79% approved of 38One lender: 81% approved of 63One lender: 82% approved of 150One lender: 84% approved of 51One lender: 85% approved of 40One lender: 86% approved of 63One lender: 91% approved of 92One lender: 92% approved of 36One lender: 97% approved of 70

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Hillsborough County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%2,676 / 3,39796%$175K2,577
2United Wholesale Mortgage, LLCBroker only76%1,313 / 1,72897%$255K1,272
3Amerisave Mortgage Corporation22%206 / 91895%$125K196
4Newrez LLC42%322 / 76598%$135K315
5Freedom Mortgage Corporation68%414 / 60896%$305K396

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 401 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Hillsborough County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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